:root{
  --ink:#0e1820;
  --ink-soft:#33424d;
  --paper:#f5f4ef;
  --card:#ffffff;
  --line:#d7dde0;
  --accent:#137865;
  --accent-dark:#0d5f50;
  --accent-2:#2f6386;
  --muted:#66747d;
  --shadow:0 14px 34px rgba(14,24,32,.08);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.58}
a{color:inherit}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.skip-link{position:absolute;left:-9999px;top:0}.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:1000;border:1px solid var(--line)}
.topline{background:var(--ink);color:#dce5e8;font-size:.88rem}.topline .wrap{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:8px 20px}.topline p{margin:0}.topline a{color:#fff;text-decoration:none}
.site-header{position:sticky;top:0;z-index:40;background:rgba(245,244,239,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(14,24,32,.08)}
.nav{max-width:var(--max);margin:auto;padding:15px 20px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:230px}.brand-mark{width:38px;height:38px}.brand-copy strong{display:block;letter-spacing:.15em;font-size:.88rem}.brand-copy span{display:block;font-size:.72rem;letter-spacing:.14em;color:var(--muted);margin-top:1px}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{text-decoration:none;font-size:.94rem;color:#273640}.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--accent);font-weight:650}.nav-cta{background:var(--ink);color:#fff!important;padding:10px 15px;border-radius:10px}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 10px}
main{min-height:65vh}.wrap{max-width:var(--max);margin:auto;padding-left:20px;padding-right:20px}.hero{padding:82px 0 64px}.eyebrow{font-size:.79rem;letter-spacing:.15em;text-transform:uppercase;font-weight:750;color:var(--accent)}h1,h2,h3{line-height:1.11;margin-top:0;letter-spacing:-.025em}h1{font-size:clamp(2.7rem,6vw,5.5rem);max-width:900px;margin-bottom:24px}h2{font-size:clamp(2rem,4vw,3.45rem);margin-bottom:20px}h3{font-size:1.25rem;margin-bottom:9px}.lead{font-size:clamp(1.08rem,2vw,1.35rem);color:var(--ink-soft);max-width:820px}.hero-actions,.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border-radius:11px;padding:13px 18px;font-weight:720;border:1px solid var(--ink);transition:.18s ease;background:#fff}.btn.primary{background:var(--ink);color:#fff}.btn.primary:hover{background:#1c2a34}.btn.secondary{background:transparent}.btn.soft{border-color:var(--line);background:#fff}.btn:hover{transform:translateY(-1px)}.trustline{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:35px;color:var(--muted);font-size:.93rem}.trustline span:before{content:"✓";color:var(--accent);font-weight:800;margin-right:7px}
.section{padding:72px 0;border-top:1px solid rgba(14,24,32,.08)}.section.alt{background:#eef1ee}.section.dark{background:var(--ink);color:#fff}.section.dark .lead,.section.dark .muted{color:#bdc8ce}.section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.62fr);gap:60px;align-items:end;margin-bottom:38px}.section-head p{margin:0;color:var(--ink-soft)}
.grid{display:grid;gap:18px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 1px 0 rgba(14,24,32,.02)}.card.flat{box-shadow:none}.card p:last-child{margin-bottom:0}.card .kicker{font-size:.74rem;text-transform:uppercase;letter-spacing:.13em;color:var(--accent);font-weight:780}.card.highlight{border-color:rgba(19,120,101,.5);box-shadow:var(--shadow)}.dark .card{background:#15232c;border-color:#2e3c45}.dark .card p{color:#cad3d8}.dark .card .kicker{color:#7fd2c2}
.split{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}.list-clean{list-style:none;padding:0;margin:18px 0 0}.list-clean li{padding:12px 0;border-bottom:1px solid var(--line)}.list-clean li:last-child{border-bottom:0}.list-check{list-style:none;padding:0}.list-check li{margin:10px 0;padding-left:26px;position:relative}.list-check li:before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:850}.list-no{list-style:none;padding:0}.list-no li{margin:10px 0;padding-left:26px;position:relative}.list-no li:before{content:"×";position:absolute;left:0;color:#8c4d4d;font-weight:850}
.path{counter-reset:step;display:grid;gap:12px}.step{counter-increment:step;display:grid;grid-template-columns:54px 1fr;gap:16px;align-items:start;padding:20px 0;border-bottom:1px solid var(--line)}.step:before{content:counter(step);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--ink);color:#fff;font-weight:800}.step:last-child{border-bottom:0}
.band{background:#dfe9e5;border:1px solid #c7dcd5;border-radius:var(--radius);padding:28px}.band strong{font-size:1.13rem}.band p{margin-bottom:0}.quote{font-size:1.3rem;line-height:1.45;border-left:4px solid var(--accent);padding-left:20px;margin:0;color:#22333d}
.pills{display:flex;gap:8px;flex-wrap:wrap}.pill{font-size:.82rem;border:1px solid var(--line);border-radius:999px;padding:7px 10px;background:#fff;color:#46545c}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px;background:#fff}table{border-collapse:collapse;width:100%;min-width:680px}th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}th{font-size:.78rem;text-transform:uppercase;letter-spacing:.09em;background:#f1f3f1}tr:last-child td{border-bottom:0}
.faq{display:grid;gap:10px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 18px}.faq summary{cursor:pointer;font-weight:760;padding:18px 0}.faq details p{padding:0 0 18px;margin:0;color:var(--ink-soft)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:.88rem;font-weight:720}.field input,.field select,.field textarea{width:100%;border:1px solid #bec8cd;background:#fbfcfb;border-radius:10px;padding:12px 13px;color:var(--ink)}.field textarea{min-height:150px;resize:vertical}.form-note{font-size:.86rem;color:var(--muted)}.status{display:none;margin-top:14px;padding:12px 14px;border-radius:10px;background:#edf6f3;color:#164d42;border:1px solid #c6e2d9}.status.show{display:block}
.mini-nav{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 28px}.mini-nav a{font-size:.88rem;text-decoration:none;border:1px solid var(--line);background:#fff;padding:8px 10px;border-radius:9px}
.notice{font-size:.9rem;color:#50616b;background:#f1f4f2;border:1px solid var(--line);padding:14px 16px;border-radius:12px}.muted{color:var(--muted)}.small{font-size:.88rem}.max-700{max-width:700px}.max-850{max-width:850px}.mt-0{margin-top:0}.mt-20{margin-top:20px}.mt-30{margin-top:30px}.mb-0{margin-bottom:0}
.footer{background:#0b141a;color:#c6d0d5;padding:52px 0 30px}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:36px}.footer h3{color:#fff;font-size:.95rem;letter-spacing:.04em}.footer a{color:#d7e1e5;text-decoration:none;display:block;margin:8px 0;font-size:.91rem}.footer a:hover{color:#fff}.footer .brand-copy strong{color:#fff}.footer-bottom{border-top:1px solid #26323a;margin-top:38px;padding-top:20px;font-size:.82rem;color:#95a3ab}.footer-bottom a{display:inline;color:#c6d0d5}
@media(max-width:920px){.nav-links{display:none;position:absolute;top:70px;left:12px;right:12px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.menu-btn{display:block}.section-head,.split{grid-template-columns:1fr}.grid.three,.grid.four{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding-top:58px}}
@media(max-width:620px){.topline .wrap{align-items:flex-start;flex-direction:column;gap:2px}.topline p:last-child{display:none}.brand{min-width:0}.brand-copy strong{font-size:.8rem}.hero{padding:48px 0}.section{padding:54px 0}.grid.two,.grid.three,.grid.four,.form-grid,.footer-grid{grid-template-columns:1fr}.section-head{gap:12px}.card{padding:22px}.field.full{grid-column:auto}h1{font-size:2.55rem}.nav{padding-top:12px;padding-bottom:12px}.nav-links{top:66px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}